Are you ready for your trip?
We understand that when you’re traveling, you don’t want to worry about a thing. But events happen, even to the well-prepared travelers. You may have to cancel your trip at the last minute to tend to a family emergency. You may need medical assistance when you’re away. Your baggage may go missing, or there may be damage to your personal property. You just never know.
Ask yourselves a few questions:
1) what happens if my trip has to be cut short, or I have to extend my trip due to an illness at destination?
2) would I be able to (or want to) pay for toiletries/clothes and other necessities if my luggage is lost?
3) could I afford an air ambulance home?
4) does my current coverage through work or my credit card pay up front for medical expenses? or cover everyone that's traveling with me?
Here is a brief summary of the different travel insurance plans that I suggest. This is only a very brief summary, and you should read the full document as highlighted for the full details.
RBC Deluxe Package Travel Insurance covers your emergency medical needs; doctor visits, tests, hospitalization, etc. This plan also covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage.
RBC Non-Medical Package Travel Insurance covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage. There is no medical coverage included.
Anyone over the age of 73 will be required to remit a medical questionnaire prior to booking to ensure the coverage will be permitted by RBC.
We will add everyone to the group travel insurance policy at the time of deposit. The premium will be paid with the final payment. As the provincial taxes vary, those amounts will be determined at payment time.
If anyone wishes to opt out of the provided coverage, that will be possible to do, and the opt out forms will be provided at final payment time. This is not recommended, as travel insurance is the only way to obtain a refund, in the case of an unexpected cancellation, for any reason.
Deluxe Travel Plan - $1500 coverage 5 - 9 days
18 - 59 years - $117
60 - 64 years - $130
65 - 69 years - $158
70 - 74 years - $253
Deluxe Travel Plan - $2000 coverage 5 - 9 days
18 - 59 years - $142
60 - 64 years - $164
65 - 69 years - $196
70 - 74 years - $268
Deluxe Travel Plan - $2200 coverage 5 - 9 days
18 - 59 years - $156
60 - 64 years - $179
65 - 69 years - $216
70 - 74 years - $294
Non Medical Plan - $1500 coverage 5 - 9 days
18 - 59 years - $101
60 - 64 years - $109
65 - 69 years - $117
70 - 74 years - $130
75 - 79 years - $194
80 + years - $256
Non Medical Plan - $2000 coverage 5 - 9 days
18 - 59 years - $123
60 - 64 years - $132
65 - 69 years - $139
70 - 74 years - $159
75 - 79 years - $253
80 + years - $327
Non Medical Plan - $2200 coverage 5 - 9 days
18 - 59 years - $133
60 - 64 years - $145
65 - 69 years - $153
70 - 74 years - $177
75 - 79 years - $274
80 + years - $353
